Artificial Intelligence for Islamic Banking

Amer Alzaidi and Dimitar Kazakov (Universiti Sains Islam Malaysia)


This paper illustrates the Tawarruq process for both small fund amounts and big fund amounts based on the existing system, shows all of the existing problems for both clients and banks, and then describes the methodologies that will be used for the proposed approach with agent technology and reinforcement learning working together to improve the transactions, resulting in more intelligent advantages and the elimination of all disadvantages. The conclusion demonstrates the structure of the new approach and describes the work flow from one component to another.

Keywords: Agent, Islamic bank, tawarruq.


JMIFR Vol.5 No.1 2008 - part 1.pdf

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