ZAKARIA, Sabarudin; DEWA, Norhanim. Islamic Financial Services: The Challenges in Addressing the Human Capital Needs. The Journal of Muamalat and Islamic Finance Research, [S. l.], v. 5, n. 1, p. 79–94, 2008. Disponível em: https://jmifr.usim.edu.my/index.php/jmifr/article/view/76. Acesso em: 18 apr. 2025.