Ahmad Zolkifli, Norazwa, Hawati Jonar, and Mohamad Abdul Hamid. 2015. “Market Risk and Bank Specific Determinants of Commercial Banks in Malaysia”. The Journal of Muamalat and Islamic Finance Research 12 (2):1-14. https://jmifr.usim.edu.my/index.php/jmifr/article/view/112.