Oladapo, Ibrahim Abiodun, and Asmak Ab Rahman. 2015. “Measuring the Constructs of an Islamic Human Development Model (I-Hdm) for Nigeria’s Rural Community”. The Journal of Muamalat and Islamic Finance Research 12 (2):15-32. https://jmifr.usim.edu.my/index.php/jmifr/article/view/113.