Amin, Hanudin, Mohd Zulkifli Muhammad, Suddin Lada, Airulamri Amran, and Mohamad Rizal Abdul Hamid. 2006. “Islamic Banking Development in Bimpeaga Countries: Issues and Potential Cooperation”. The Journal of Muamalat and Islamic Finance Research 3 (1):89-118. https://jmifr.usim.edu.my/index.php/jmifr/article/view/55.