Mohd Damit, Mohd Rozie, and Rozita @ Uji Mohammed. “Unveiling Takaful Subscriptions: Demographic Factors, Awareness and Financial Literacy in Kota Kinabalu City Centre Through Linear Regression Analysis”. The Journal of Muamalat and Islamic Finance Research, vol. 22, no. 1, June 2025, pp. 146-6, doi:10.33102/jmifr.581.