Latif, Lakirina Faidiwati, and Hanim Misbah. “Exploring the Element of ‘People’ from an Islamic Perspective”. The Journal of Muamalat and Islamic Finance Research 13, no. 1 (June 1, 2016): 83–96. Accessed June 12, 2025. https://jmifr.usim.edu.my/index.php/jmifr/article/view/49.