Islamic Entrepreneurship Among Asnaf Individuals in Malaysia

A Study of Al-Qawiyy Al-Amin

Authors

  • Hashim Ahmad Shiyuti Pusat Tamhidi, Universiti Sains Islam Malaysia, 71800 Nilai, Negeri Sembilan, Malaysia.
  • Aida Zairina Ishak Faculty of Business Management, Universiti Sultan Zainal Abidin, 21300 Kuala Nerus, Terengganu, Malaysia. https://orcid.org/0009-0001-7941-6812

DOI:

https://doi.org/10.33102/jmifr.592

Keywords:

Islamic entrepreneurship, asnaf Individuals, entrepreneurs, Al-Qawiyy principle, Al-Amin principle, Maqasid Shariah

Abstract

This study examines the implementation of Al-Qawiyy (strength) and Al-Amin (trustworthiness) principles in Islamic entrepreneurship among asnaf individuals in Selangor, Wilayah Persekutuan Kuala Lumpur and Terengganu, Malaysia. This research examines the challenges and determinants of success in compliance with Islamic principles and Maqasid Shariah by interviewing nine (9) asnaf entrepreneurs, three (3) zakat officers, three (3) business advisors from Islamic institutions including Lembaga Zakat Selangor, Baitulmal Majlis Agama Islam Wilayah Persekutuan and Majlis Agama Islam dan Adat Melayu Terengganu, as well as one (1) zakat expert. The themes associated with Al-Qawiyy encompass discipline, entrepreneurial spirit, knowledge and support, highlighting qualities such as determination, invention, competence and assistance in entrepreneurial pursuits. The themes examined in Al-Amin include honesty, iman perspective, integrity issues, thankfulness and time management. These themes emphasise the importance of integrity, faith-based viewpoints, appreciation and efficient allocation of resources. Future research on asnaf entrepreneurship should consider the study’s sample limits and potential biases and should further examine the influence of technology, mentorship, geographical variances, environmental sustainability and legislative changes. This study provides practical insights into the implementation of Al-Qawiyy Al-Amin principles among asnaf businesses in Malaysia, serving as a basis for further investigation and advancement of Islamic business practices.

Downloads

Download data is not yet available.

References

Abdul Manan, H., Muhamat, A. A., & Rosly, H. E. (2011). An Appraisal by its entrepreneurial asnaf (Usahawan Asnaf) on Lembaga Zakat Selangor’s Role in Ensuring Business Success: An Empirical Study on the Lembaga Zakat Selangor. 2011 IEEE Colloquium on Humanities, Science and Engineering, Penang, Malaysia, 580–585. https://doi.org/10.1109/CHUSER.2011.6163800

Abdullah, M. A., & Azam, M. S. E. (2020). Halal entrepreneurship: Concept and business opportunities. In M. Turuk (Eds.), Entrepreneurship: Contemporary Issues (pp. 113–127). IntechOpen. https://doi.org/10.5772/intechopen.93657

Adigun, W. F. (2019). Islamic ethics of business and transaction: A Lesson for Nigerian Muslim Entrepreneurs. The International Journal of Business & Management, 8(1), 104–109. https://doi.org/10.24940/theijbm/2020/v8/i1/BM2001-036

Al-Huzaim. Y. U. (2011). The principles of leadership: In the light of Islamic heritage and the American experience (1st ed.). Darussalam. http://yalhuzaim.com/files/RKK.pdf

Al-Jeraisy, K. (2008). Time management from Islamic and administrative perspective. Al-Juraisi Foundation. https://goto.now/ej31T

Al-Sa’di, A. R. N. (2002). Taysīr al-Karīm ar-Rahman fī tafsīr kalām al-Manān. Dār as-Salam. https://g.co/kgs/fPJN5Up

Anas, I. M. I. (2013). Al-Muwatta of Iman Malik Ibn Anas. Routledge. https://doi.org/10.4324/9780203038185

Arasti, Z., Zandi, F., & Bahmani, N. (2014). Business failure factors in Iranian SMEs: Do successful and unsuccessful entrepreneurs have different viewpoints? Journal of Global Entrepreneurship Research, 4(1), 1–14. https://doi.org/10.1186/s40497-014-0010-7

Ariffin, S. R., Ariffin, R., & Makki, H. M. (2008). Faktor kontribusi kecerdasan pelbagai dalam kalangan pelajar remaja. Jurnal Pendidikan, 33, 35–46. https://journalarticle.ukm.my/201/1/1.pdf

Ashur, M. A. T. I. (2006). Ibn Ashur: Treatise on Maqasid Al-Shari’ah. The International Institute of Islamic Thought. https://shorturl.at/fusyT

Auda, J. (2008). Maqasid Al-shariah as philosophy of Islamic law: A systems approach. International Institute of Islamic Thought. https://shorturl.at/vSnx9

Azeez, B. N. A, Jimoh, A. A., Achara, I.Z., & Abdullahi, A.Y. (2023). Islamic concept of dignity of labour and it’s effect on the Nascent Entpreneurship Model. International Journal of Scientific Multidisciplinary Research, 1(7), 847–856. https://doi.org/10.55927/ijsmr.v1i7.5496

Bardi, A., & Schwartz, S. H. (2013). How does the value structure underlie value conflict? To win fairly or to win at all costs? A conceptual framework for value-change interventions in sport. In J. Whitehead, H. Telfer, & J. Lambert (Eds.), Values in youth sport and physical education (pp. 137–151). Routledge/Taylor & Francis Group. https://psycnet.apa.org/record/2013-44063-008

Creswell, J. W., & Clark, V. L. P. (2017). Designing and conducting mixed methods research (3rd ed.). SAGE Publications. https://shorturl.at/3Vfh6

Ezzani, M. D., Brooks, M. C., Yang, L., & Bloom, A. (2021). Islamic school leadership and social justice: an international review of the literature. International Journal of Leadership in Education, 26(5), 745–777. https://doi.org/10.1080/13603124.2021.2009037

Fahmi, M. M. (2019). Inspirasi Qur’ani dalam pengembangan fintech syariah: Membaca peluang, tantangan, dan strategi di era revolusi industri 4.0. UIN Maulana Malik Ibrahim Malang, 1–13.

Fitri, A. A. (2017). Management concept in Quranic perspective. Journal for Integrative Islamic Studies, 3(2), 216–239. https://www.academia.edu/101526403/Management_Concept_in_

Quranic_Perspective?uc-sb-sw=84295259

Gardner, H. (2011). Frames of minds. The Theory of multiple intelligence. Basic Book. https://shorturl.at/QrgTI

Glover, S. H., Bumpus, M. A., Logan, J. E., & Ciesla, J. R. (1997). Re-examining the Influence of Individual Values on Ethical Decision Making. In M. Fleckenstein, M. Maury, L. Pincus, & P. Primeaux (Eds.), From the Universities to the Marketplace: The Business Ethics Journey (pp. 109–119). Springer, Dordrecht. https://doi.org/10.1007/978-94-009-1475-9_10

Haron, H., Ramli, N. M., Jamil, N. N., & Rahman, A. R. A. (2022). Values in an Islamic University in Malaysia: Analysis from western and Islamic perspectives. The Journal of Muamalat and Islamic Finance Research, 19(1), 86–105. https://doi.org/10.33102/jmifr.v19i1.415

Ishak, A. H., & Osman, M. R. (2016). A systematic literature review on Islamic values applied in quality management context. Journal of Business Ethics, 138, 103–112. https://doi.org/10.1007/s10551-015-2619-z

Javaid, O. (2022). An Islamic vision and approach for entrepreneurship: developing through a multi-stage comparative analysis of systems, ideologies and code of ethics. International Journal of Ethics and Systems, 38(1), 125–146. https://doi.org/10.1108/IJOES-03-2021-0066

Jick, T. D. (1979). Mixing qualitative and quantitative methods: Triangulation in action. Administrative Science Quarterly, 24(4), 602–611. https://doi.org/10.2307/2392366

Kayed, R. N., & Hassan, M. K. (2010). Islamic entrepreneurship: A case study of Saudi Arabia. Journal of Developmental Entrepreneurship, 15(04), 379–413. https://doi.org/10.1142/S1084946710001634

Khan, M. Z. (2012). Gardens of the righteous. Routledge. https://doi.org/10.4324/9780203036495

Lincoln, Y. S., Guba, E. G, & Pilotta, J. J. (1985). Naturalistic inquiry: Beverly Hills. Sage Publications. http://dx.doi.org/10.1016/0147-1767(85)90062-8

Machmud, A., & Hidayat, Y. M. (2020). Characteristics of Islamic entrepreneurship and the business success of SMEs in Indonesia. Journal of Entrepreneurship Education, 23(2), 1–16. https://shorturl.at/oHkMC

McIntosh, J. C., & Islam, S. (2010). Beyond the veil: The influence of Islam on female entrepreneurship in a conservative Muslim context. International Management Review, 6(1), 102–108. https://www.proquest.com/scholarly-journals/beyond-veil-influence-islam-on-female/docview/195529825/se-2

Miles, M. B., & Huberman, A.M. (1994). Qualitative data analysis: An expanded sourcebook (2nd ed.). SAGE Publications.

Mubarak, M. Z. (2014). Keusahawan Islam berasaskan ciri personaliti dan kerohanian di negeri Kelantan. [Doctoral Thesis, Universiti Malaysia Terengganu]. Universiti Malaysia Terengganu. http://dac.umt.edu.my:8080/jspui/handle/123456789/13434?mode=full

Pandikar, E., Affandi, I., Disman, D., & Sundawa, D. (2024). Harmonizing economic principles, Islamic values, and entrepreneurial attitudes for a sustainable environment. Yupa: Historical Studies Journal, 6(2), 188–197. https://doi.org/10.30872/yupa.v6i2.3739

Patton, M. Q. (1990). Qualitative evaluation and research methods (3rd ed.). SAGE Publications. https://tinyurl.com/523ueyv9

Punch, K. F. (2003). Survey research the basics (1st ed.). SAGE Publications Ltd. https://doi.org/10.4135/9781849209984

Qardawi, Y. (2009). Fiqh Al zakah, a comparative study of zakah, regulations and philosophy in the light of Qur’an and Sunnah (Vol. 1). King Abdul Aziz University. https://monzer.kahf.com/books/english/fiqhalzakah_vol1.pdf

Rafiki, A., & Wahab, K. A. (2014). Islamic values and principles in the organization: A review of literature. Asian Social Science, 10(9), 1–7. https://doi.org/10.5539/ass.v10n9p1

Rafiki, A., & Wahab, K. A. (2016). The human capital and the obtainment of halal certification. Journal of Islamic Marketing, 7(2), 134–147. https://doi.org/10.1108/JIMA-03-2014-0020

Rallapalli, K. C., Vitell Jr, S. J., & Szeinbach, S. (2000). Marketers’ norms and personal values: An empirical study of marketing professionals. Journal of Business Ethics, 24(1), 65–75. https://doi.org/10.1023/A:1006068130157

Ramli, R., Ahmad, S., Wahid, H., & Harun, F. (2011). Understanding asnaf attitude: Malaysia’s experience in quest for an effective zakat distribution programme. International Zakat Conference: Sustainable Zakat Development in the Poverty Alleviation and Improvement of Welfare of the Ummah. https://www.ukm.my/hairun/kertas%20kerja/Paper%20Raudha%20et%20al.pdf

Roccas, S., & Brewer, M. B. (2002). Social identity complexity. Personality and Social Psychology Review, 6(2), 88–106. https://doi.org/10.1207/S15327957PSPR0602_01

Ropęga, J. (2016). Entrepreneurial behaviour in periods of deterioration of small firms’ condition. Entrepreneurial Business and Economics Review, 4(2), 139–156. https://doi.org/10.15678/EBER.2016.040211

Røyrvik, E. (2013). Incarnation Inc. managing corporate values. Journal of Business Anthropology, 2(1), 9–32. https://doi.org/10.22439/jba.v2i1.4069

Safara, M., & Bhatia, M. S. (2013). Spiritual intelligence. Delhi Psychiatry Journal, 16(2), 412–423. file:///C:/Users/USER/Downloads/daat13i2p412%20(5).pdf

Sagiv, L., Roccas, S., Cieciuch, J., & Schwartz, S. H. (2017). Personal values in human life. Nature Human Behaviour, 1(9), 630–639. https://doi.org/10.1038/s41562-017-0185-3

Samsu. (2014). Manajemen dan Kepimpinan Pendidikan. Pusat studi agama dan kemasyarakatan Jambi. https://tinyurl.com/5kmwdumf

Sarhan, M. L., Ab Aziz, K., & Zulkifle, A. M. (2020). Determinacy of qalb behavioural traits toward inclusive entrepreneurial intention among Muslim student. In Z. Ahmad (Ed.), Progressing Beyond and Better: Leading Businesses for a Sustainable Future: Vol. 88. European Proceedings of Social and Behavioural Sciences (pp. 274–287). European Publisher. https://doi.org/10.15405/epsbs.2020.10.25

Sayyid Tantawi, M. (1992). Al-tafsīr al-wasīt lil Qur’ān al-karīm. Majmu’ Al-Buhūth Al-Islāmiyyah https://tinyurl.com/3vfck25h

Schwartz, S. H., & Bardi, A. (2001). Value hierarchies across cultures: Taking a similarities perspective. Journal of Cross-Cultural Psychology, 32(3), 268–290. https://doi.org/10.1177/0022022101032003002

Shaari, S., Matore, M. E. E. M. (2019). Emphasizing the concept of spiritual intelligence from Islamic and western perspectives on multiple intelligence. Creative Education, 10(12), 2815–2830. https://doi.org/10.4236/ce.2019.1012208

Shahira, M. K., & Devi, D. E. B. (2024). A Study on the intersection of identity, faith, and entrepreneurship: Insights from Muslim Women Entrepreneurs in Kerala. International Journal of Multidisciplinary Research in Arts, Science and Technology, 2(4), 35–40. https://doi.org/10.61778/ijmrast.v2i4.53

Shiyuti, H. A., Zin, Z. M., & Zainol, F. A. (2023). Gaps that prevent asnafspreneurs from success: A case study in Selangor. In A. H. Jaaffar, S. Buniamin, N. R. A. Rahman, N. S. Othman, N. Mohammad, S. Kasavan, N. E. A. B. Mohamad, Z. M. Saad, F. A. Ghani, & N. I. N. Redzuan (Eds.), Accelerating Transformation towards Sustainable and Resilient Business: Lessons Learned from the COVID-19 Crisis: Vol. 1. European Proceedings of Finance and Economics (pp. 623–629). European Publisher. https://doi.org/10.15405/epfe.23081.5

Sholihin, M. K. S., & Akmal, M. J. (2024). Inspirational legacy: Traces of entrepreneurship innovation Uthman Bin Affan in the modern era. International Proceeding on Entrepreneurship, 1(1), 27–40. https://doi.org/10.32493/ipe.v1i1.38890

Spearman, C. (1961). “General intelligence” objectively determined and measured. In J. J. Jenkins & D. G. Paterson (Eds.), Studies in Individual Differences: The Search for Intelligence (pp. 59–73). Appleton-Century-Crofts. https://doi.org/10.1037/11491-006

Syaputra, A., Jannah, N., & Harianto, B. (2024). Implementation of Islamic business ethics in enhancing entrepreneurship. Jurnal Manajemen Bisnis, 11(2), 812–819. https://doi.org/10.33096/jmb.v11i2.821

Tehseen, S., & Ramayah, T. (2015). Entrepreneurial competencies and SMEs business success: The contingent role of external integration. Mediterranean Journal of Social Sciences, 6(1), 50–61. https://doi.org/10.5901/mjss.2015.v6n1p50

Tlaiss, H. A. (2015). How Islamic business ethics impact women entrepreneurs: Insights from four Arab Middle Eastern Countries. Journal of Business Ethics, 129, 859–877. https://doi.org/10.1007/s10551-014-2138-3

Tunçel, N., & Kavak, B. (2022). Being an ethical or unethical consumer in response to social exclusion: The role of control, belongingness and self-esteem. International Journal of Consumer Studies, 46(2), 459–474. https://doi.org/10.1111/ijcs.12693

Tuulik, K., Õunapuu, T., Kuimet, K., & Titov, E. (2016). Rokeach’s instrumental and terminal values as descriptors of modern organisation values. International Journal of Organizational Leadership, 5(2), 151–161. https://doi.org/10.33844/ijol.2016.60252

Usop, R., Zainol, F. A., & Muhamad, S. F. (2018). Adoption of Islamic business ethics among Malay entrepreneurs in Terengganu: An Insight from Qualitative Approach. International Journal of Academic Research in Business and Social Sciences, 8(5), 1079–1089. https://doi.org/10.6007/ijarbss/v8-i5/4485

Weitzel, U., & McCarthy, K. J. (2011). Theory and evidence on mergers and acquisitions by small and medium enterprises. International Journal of Entrepreneurship and Innovation Management, 14(2/3), 248–275 https://doi.org/10.1504/IJEIM.2011.041734

Yasmeen, K. (2024). Framework for Islamic social entrepreneurship. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-08-2023-0256

Downloads

Published

2025-06-01

How to Cite

Ahmad Shiyuti, H., & Ishak, A. Z. (2025). Islamic Entrepreneurship Among Asnaf Individuals in Malaysia: A Study of Al-Qawiyy Al-Amin. The Journal of Muamalat and Islamic Finance Research, 22(1), 116–133. https://doi.org/10.33102/jmifr.592

Issue

Section

Regular Issues

Similar Articles

<< < 4 5 6 7 8 9 10 11 12 13 > >> 

You may also start an advanced similarity search for this article.